Held
The order is placed and funded. The amount has left the buyer's spendable balance and cannot be withdrawn by either side.
Escrow protection
The problem
In a direct player-to-player deal, the buyer either pays before the gold arrives or the seller delivers before the money does. Whoever moves first is trusting a stranger, and the usual protections do not apply: a chargeback punishes an honest seller just as easily as a dishonest one, and a screenshot of a payment proves nothing.
Escrow changes the shape of the deal. Neither side sends to the other. The buyer sends to a hold, the seller delivers knowing the hold exists, and the hold only opens in one direction — when the buyer confirms what they received.
The mechanics
The order is placed and funded. The amount has left the buyer's spendable balance and cannot be withdrawn by either side.
The buyer confirmed delivery. The amount moves to the seller's balance, less the 5% platform commission — or in full, on the seller's first three sales.
The buyer raised a problem before confirming. The hold stays frozen and the order is flagged for review rather than paying out.
When it goes wrong
Opening a dispute from the order page moves the order into a disputed state and flags it for review. The money stays in escrow while the problem is sorted out — and since nothing is ever released on a timer, it stays there until the dispute is resolved.
Message the seller in the order chat before disputing. Most problems are a timing mix-up rather than bad faith, and a written exchange in the order thread is also the best evidence if it does turn into a dispute.
Confirming is final
Never take a trade outside the order
Being straight with you
Real-world trading breaches Jagex’s terms of service. Accounts involved can be banned, and gold can be removed. That is a risk you carry, and no escrow can reverse it.
A bought account can be recovered later by a previous owner who still holds the registration email. Escrow covers the handover, not what happens months afterwards. The accounts checklist exists to reduce that risk.
There is no premium tier and no opt-in. Escrow applies to every order on Escrowden by default.